The Ultimate Checklist for Renting an Apartment in Nigeria
Finding the perfect apartment to rent in Nigeria can be a challenging task, especially for first-time renters. From budget planning to legal documentation, there are several factors to consider before making a decision. To make your house-hunting process smoother, here is the ultimate checklist for renting an apartment in Nigeria.
1. Define Your Budget
One of the most important steps in renting a house is setting a realistic budget. Your rent should ideally not exceed 30% of your monthly income. In addition to the rent, factor in other costs like service charges, agent fees, legal fees, utility bills, and transportation costs.
2. Choose the Right Location
The location of your apartment plays a major role in your convenience and lifestyle. Consider the following factors:
- Proximity to Work or School – Choose a location that reduces commuting stress.
- Security – Research the crime rate and security measures in the area.
- Availability of Essential Services – Ensure access to markets, hospitals, banks, and transport.
- Flooding and Road Conditions – Check the state of the roads and whether the area is prone to flooding.
3. Verify the Landlord and Property Title
Before making any payment, confirm that the landlord is the rightful owner of the property. Request for legal documents such as:
- Certificate of Occupancy (C of O)
- Deed of Assignment
- Survey Plan
- Tenancy Agreement If an agent is involved, ensure they are reputable and have a valid authorization to manage the property.
4. Inspect the Apartment Thoroughly
Never rent an apartment without physically inspecting it. Look out for:
- Water supply – Is there running water? Are there water tanks or boreholes?
- Electricity supply – Check the power supply history and alternative options (generator, inverter, solar, etc.).
- Structural integrity – Look for cracks, leaks, or signs of poor maintenance.
- Drainage and sewage system – Ensure the drainage is effective to avoid flooding and bad odor.
- Parking space and security – Is there a secure parking area? Are there gates, fences, or security personnel?
5. Understand the Tenancy Agreement
A tenancy agreement is a legal contract that outlines your rights and obligations as a tenant. Before signing, ensure you understand:
- Duration of tenancy (e.g., yearly or bi-annual payments)
- Notice period for termination
- Service charge responsibilities
- Refundable caution deposit terms
- Rules on modifications, subletting, and visitors If possible, have a lawyer review the agreement before signing.
6. Confirm Additional Costs
Aside from the rent, you may be required to pay additional charges such as:
- Agency fee (Usually 5-10% of the rent)
- Legal fee (Typically 5% of the rent)
- Caution deposit (Refundable after the tenancy period if no damages occur)
- Estate maintenance/service charge (If living in an estate or serviced apartment)
7. Get a Receipt for Every Payment
Never make rental payments without receiving a signed receipt or official transaction proof. This serves as evidence of payment and can be used in disputes.
8. Plan for Moving-In Expenses
Moving into a new apartment comes with extra costs. Consider expenses like:
- Transportation of belongings
- Furniture and household items
- Painting or minor repairs
- Utility connections (electricity, water, internet, etc.)
9. Check the Neighborhood and Speak to Residents
Before finalizing the rental, talk to neighbors and other tenants. Ask about:
- Security issues in the area
- Water and electricity supply reliability
- Hidden fees or charges not mentioned by the landlord
- Overall livability of the neighborhood
10. Use a Reliable Platform Like Roomixe
To avoid scams and find verified rental listings in Nigeria, use Roomixe. Our platform connects tenants with trusted landlords and agents, ensuring a secure, fast, and hassle-free rental process.
Final Thoughts
Renting an apartment in Nigeria requires careful planning and research. By following this checklist, you can avoid common pitfalls and make an informed decision. Whether you’re looking for a shared apartment or a private rental, Roomixe is here to make your house-hunting journey stress-free!
Looking for a rental in Nigeria? Visit Roomixe.com today!
